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Personal Finance

retirement planning/personal finance

Investment Commentary from John H. Robinson January 15, 2016 2015 – Year in Review 2015 will go down as a dud for investment returns. The S&P 500 Index, as the measure for large U.S. stocks, finished the year up 1.4%. The Russell 2000 index, which is regarded as a benchmark for small...
This article was originally published on NerdWallet.com. By J.R. Robinson Retirement income planning apps have proliferated in recent years, as people have sought out new tools to help them investigate how various investing and spending strategies may affect the values of their nest eggs upon retirement and sustainability thereafter. Some of these...
By J.R. Robinson The deed is done, the die is cast.  President Obama’s November 2, 2015 signing of the Bi-Partisan Budget Act introduced sweeping changes to Social Security that dramatically alter popular Restricted Application and “File & Suspend” claiming strategies.   The following articles discuss the ramifications of the new...
This article originally appeared on NerdWallet.com By J.R. Robinson Retirement planning is by far the most important financial objective for millions of Americans who are near or at the end of their careers. For many retirees, income from guaranteed sources such as Social Security and pensions must be supplemented with withdrawals...
Since 1987, individual investors who were not eligible to make deductible traditional IRA contributions have still been permitted to make non-deductible contributions. The original allure of this opportunity is/was that it gives people an additional avenue to save for retirement on a tax-deferred basis. While the popularity of non-deductible IRA...