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By J.R. Robinson It is said that nothing tests the mettle of a long term investor like a good bear market.  While the stock market’s slide over the past few weeks hardly qualifies as a bear market, it has already been enough to send scores of investors  - both laymen...
Investment Commentary from John H. Robinson February 3, 2016 Warren Buffett is widely regarded as one of the most astute investors in modern history. The following are some of his classic pieces of advice: ▪ Be fearful when others are greedy and be greedy when others are fearful. ▪ The stock market is a device...
Since 1987, individual investors who were not eligible to make deductible traditional IRA contributions have still been permitted to make non-deductible contributions. The original allure of this opportunity is/was that it gives people an additional avenue to save for retirement on a tax-deferred basis. While the popularity of non-deductible IRA...
This article first appeared in NerdWallet By J.R. Robinson As a practical matter, the factors that determine how long our accumulated nest eggs may last after we retire fall into two categories – those that we can control and those we cannot. Primary factors that are largely beyond our control include, of...
Investment Commentary from John H. Robinson January 15, 2016 2015 – Year in Review 2015 will go down as a dud for investment returns. The S&P 500 Index, as the measure for large U.S. stocks, finished the year up 1.4%. The Russell 2000 index, which is regarded as a benchmark for small...
As financial services become increasingly automated, retirement-spending apps have emerged that enable users to enter their income needs and portfolio information and ostensibly get a reasonable prediction of whether or how long their nest eggs may last in retirement. There are many of these apps on the market now,...
By J.R. Robinson The deed is done, the die is cast.  President Obama’s November 2, 2015 signing of the Bi-Partisan Budget Act introduced sweeping changes to Social Security that dramatically alter popular Restricted Application and “File & Suspend” claiming strategies.   The following articles discuss the ramifications of the new...
This article originally appeared on NerdWallet.com By J.R. Robinson Retirement planning is by far the most important financial objective for millions of Americans who are near or at the end of their careers. For many retirees, income from guaranteed sources such as Social Security and pensions must be supplemented with withdrawals...
Editor's Note: This is the first in a series of interviews with JR Robinson, founder of Honolulu-based Financial Planning Hawaii. Holding a degree in Economics from Williams College, he has been a financial advisor since 1989. A regular contributor to Hawaii Reporter, JR has written on a broad range of financial planning...
Editor’s Note: This is the second in a series of interviews on personal investment strategy with JR Robinson, founder of Honolulu-based Financial Planning Hawaii. Holding a degree in Economics from Williams College, he has been a financial advisor since 1989. A regular contributor to Hawaii Reporter, JR has written on a broad...