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    Grassroot Perspective – July 28, 2003-Family Flexibility Act a Key Issue for Small Businesses; How to Solve Our Health Care Mess? Put Consumers in Charge

    0

    “Dick Rowland Image”

    ”Shoots (News, Views and Quotes)”

    – Dr. Charles Thomas Sell has been held in a brutal prison for over five
    years, based on charges originating from a mere Medicaid billing
    dispute. ”’He has not yet even received a trial.”’ The federal government
    seeks to forcibly medicate him with mind-altering drugs, which he
    refuses. The government says it needs to drug him in order to make him
    competent to stand trial. He seems plenty competent to us.

    With the assistance of our legal briefs. Dr. Sell has appealed his case
    all the way to the U.S. Supreme Court. A decision is expected next
    week.

    Tonight at 9 p.m. ET (Friday, June 13), the popular NBC television show
    “Dateline” is featuring Dr. Sell’s story. It should be fascinating to
    watch. Check your local listings for the channel in your area. This
    abuse of federal power may finally receive a healthy dose of public
    scrutiny.

    “Never did we think our own country would imprison a peaceful defendant
    for over five years without a trial,” commented AAPS General Counsel
    Andrew Schlafly. “We used to complain when the Communists engaged in
    such tactics, but now it’s occurring right here.”

    Visit https://www.aapsonline.org to read more about Dr. Sell.

    Above article is quoted from Association of American Physicians &
    Surgeons June 12, 2003 https://www.aapsonline.org

    – Family Flexibility Act a Key Issue for Small Businesses

    A key small business vote in the U.S. House is expected soon on H.R.
    1982, the Working Families Flexibility Act.

    This bipartisan legislation introduced by U.S. Representative Judy
    Biggert (R-IL) would allow hourly workers, through a voluntary agreement
    with their employer, to choose paid time off as compensation for working
    overtime hours.

    “The law governing the private sector workforce has been frozen for more
    than 60 years, locked in a time when women worked in the home, most
    families had only one wage earner, and nobody went to kids’ soccer
    games,” said Biggert, Vice Chair of the Education and Workforce
    Subcommittee on Workforce Protections, which has jurisdiction over wage
    and hour matters. “Times have changed, families have changed, and the
    workplace has changed. Yet the law has not changed.”

    “Workers in federal, state and local governments have been allowed to
    use flexible work schedules for nearly 30 years,” said Biggert.
    “Federal workers use it and like it. Police officers use it and like
    it. Park District workers use it and like it. This bill gives
    employees choice and flexibility — and that is what they want.”

    Under Biggert’s bill, if the employer and the employee agree — or in
    union shops, the union and the employer agree — to allow the employee to
    start accruing overtime hours as compensatory or family time, the
    employee has the option of banking up to 160 hours that he or she can
    use at a later time as time and a half off. The bill allows an employee
    to cancel the agreement at any time, and it provides protection against
    employer coercion of employees to accrue or use comp time.

    For more background on this legislation, go to: The Family Flexibility
    Act

    Above article is quoted from Small Business Survival Committee, SBSC
    Weekly Briefing on Business and Government 6/5/03 https://www.sbsc.org

    ”Roots (Food for Thought)”

    – How to Solve Our Health Care Mess? Put Consumers in Charge

    By Greg Scandlen

    WPC Adjunct Scholar

    For too many years Americans have been divorced from the consequences of
    their health
    care decisions. Third-party payment has enabled us to see a doctor,
    purchase medications,
    and receive surgery, without a thought about cost. In some minds this is
    a wonderful thing
    — get all the health care services you need without agonizing over
    affordability.

    But being unconcerned about affordability carries a price. If we as
    consumers are not
    worried about cost, we spend more than we would otherwise. That puts
    pressure on the
    people who actually pay the bills. If we are not worried about cost,
    they certainly are.
    They will not give us a blank check. They will limit our access to
    services, one way or
    another. Regardless of the kind of third-party involved, whether an
    insurer, an employer,
    or the government, they will decide what is worth paying for and what is
    not. That is the
    cost we pay for “free” care provided by a third-party.

    Ultimately, there is only one way to put consumers back in the driver’s
    seat. Give them
    control over the resources, so they can make their own value judgments
    and trade-offs
    about their own health care priorities.

    Getting from where we are today to a system in which people have control
    over their own
    health resources is not going to be easy. Fortunately tools are being
    created to help us
    make the transition. Many of these tools are relatively primitive, but
    they will get better
    every year. With experience, we can fine-tune some of the new ideas
    listed below to help
    limit the growth in health care costs and return control to health care
    consumers. Here are
    some of the ideas that are putting consumers in charge.

    Flexible Spending Accounts (FSAs) enable workers to place part of their
    salary into an
    employer-sponsored account to pay directly for health care expenses. A
    provision of FSAs
    requires unspent funds to be forfeited to the employer at the end of the
    year.

    Medical Savings Accounts (MSAs) are actually owned by the employee in
    conjunction
    with a high deductible insurance plan. Any unused funds stay in the
    accounts and build
    interest over time, similar to a 401(k) account.

    Indemnity insurance, unlike a third-party payment system, is a
    “two-party” contract in
    which an insured person pays a premium for future protection, and the
    insurer pays money
    to the insured person when a loss occurs. The consumer is paid the
    benefit directly, and is
    then responsible for paying the health provider. There is no expectation
    that the insurer
    have anything to do with the provider of care.

    Defined Contribution is a system in which the employer provides a fixed
    payment
    dedicated to employee health insurance benefits, and workers then use
    that contribution as
    core funding for a variety of benefit plans or benefit structures, often
    supplemented with
    their own funds.

    Opt-Out Provisions allow workers to take their employer’s regular health
    care
    contribution in cash and use it to supplement a spouse’s coverage, or
    for both earners to
    pool their funds to purchase coverage for the whole family.

    Independent Physicians represent a growing movement in the physician
    community to
    opt-out of insurance plans and the Medicare program. Many doctors are
    switching to a
    cash-based system, either independently or as part of a network of
    similarly inclined
    physicians, like SimpleCare. These physicians are finding substantial
    savings in overhead
    costs, which enable them to charge their patients less for services.

    New Information Systems allow doctors and patients to benefit from the
    transactional
    power of the Internet. Services now available online include doctor
    quality and price
    information, making appointments and getting follow-up care, online
    billing, information
    on treatments and finding disease-specific support groups.

    Today there is a burst of innovation and energy going into creating a
    new approach for health care financing. The new era will put patients
    back where they belong — in the driver’s seat of the health care system.
    After all, health care is not primarily about doctors, hospitals,
    insurers, and it is certainly not about employers and the government.
    Health care is about people. The best way for people to express their
    needs, values and desires is through a market-based system that gives
    them the power to spend resources in a way that reflects those values.

    Washington Policy Center Adjunct Scholar Greg Scandlen is director of
    Galen Institute’s
    Center for Consumer Driven Health Care.

    ”Evergreen (Today’s Quote)”

    “Everything that is really great and inspiring is created by the
    individual who can labor in freedom.” — Albert Einstein

    ”’Edited by Richard O. Rowland, president of Grassroot Institute of Hawaii, 1314 S. King Street, Suite 1163, Honolulu, HI 96814. Phone/fax is 808-591-9193, cell phone is 808-864-1776. Send him an email at:”’ mailto:grassroot@hawaii.rr.com ”’See the Web site at:”’ https://www.grassrootinstitute.org/

    Grassroot Perspective – July 28, 2003-Family Flexibility Act a Key Issue for Small Businesses; How to Solve Our Health Care Mess? Put Consumers in Charge

    0

    “Dick Rowland Image”

    ”Shoots (News, Views and Quotes)”

    – Dr. Charles Thomas Sell has been held in a brutal prison for over five
    years, based on charges originating from a mere Medicaid billing
    dispute. ”’He has not yet even received a trial.”’ The federal government
    seeks to forcibly medicate him with mind-altering drugs, which he
    refuses. The government says it needs to drug him in order to make him
    competent to stand trial. He seems plenty competent to us.

    With the assistance of our legal briefs. Dr. Sell has appealed his case
    all the way to the U.S. Supreme Court. A decision is expected next
    week.

    Tonight at 9 p.m. ET (Friday, June 13), the popular NBC television show
    “Dateline” is featuring Dr. Sell’s story. It should be fascinating to
    watch. Check your local listings for the channel in your area. This
    abuse of federal power may finally receive a healthy dose of public
    scrutiny.

    “Never did we think our own country would imprison a peaceful defendant
    for over five years without a trial,” commented AAPS General Counsel
    Andrew Schlafly. “We used to complain when the Communists engaged in
    such tactics, but now it’s occurring right here.”

    Visit https://www.aapsonline.org to read more about Dr. Sell.

    Above article is quoted from Association of American Physicians &
    Surgeons June 12, 2003 https://www.aapsonline.org

    – Family Flexibility Act a Key Issue for Small Businesses

    A key small business vote in the U.S. House is expected soon on H.R.
    1982, the Working Families Flexibility Act.

    This bipartisan legislation introduced by U.S. Representative Judy
    Biggert (R-IL) would allow hourly workers, through a voluntary agreement
    with their employer, to choose paid time off as compensation for working
    overtime hours.

    “The law governing the private sector workforce has been frozen for more
    than 60 years, locked in a time when women worked in the home, most
    families had only one wage earner, and nobody went to kids’ soccer
    games,” said Biggert, Vice Chair of the Education and Workforce
    Subcommittee on Workforce Protections, which has jurisdiction over wage
    and hour matters. “Times have changed, families have changed, and the
    workplace has changed. Yet the law has not changed.”

    “Workers in federal, state and local governments have been allowed to
    use flexible work schedules for nearly 30 years,” said Biggert.
    “Federal workers use it and like it. Police officers use it and like
    it. Park District workers use it and like it. This bill gives
    employees choice and flexibility — and that is what they want.”

    Under Biggert’s bill, if the employer and the employee agree — or in
    union shops, the union and the employer agree — to allow the employee to
    start accruing overtime hours as compensatory or family time, the
    employee has the option of banking up to 160 hours that he or she can
    use at a later time as time and a half off. The bill allows an employee
    to cancel the agreement at any time, and it provides protection against
    employer coercion of employees to accrue or use comp time.

    For more background on this legislation, go to: The Family Flexibility
    Act

    Above article is quoted from Small Business Survival Committee, SBSC
    Weekly Briefing on Business and Government 6/5/03 https://www.sbsc.org

    ”Roots (Food for Thought)”

    – How to Solve Our Health Care Mess? Put Consumers in Charge

    By Greg Scandlen

    WPC Adjunct Scholar

    For too many years Americans have been divorced from the consequences of
    their health
    care decisions. Third-party payment has enabled us to see a doctor,
    purchase medications,
    and receive surgery, without a thought about cost. In some minds this is
    a wonderful thing
    — get all the health care services you need without agonizing over
    affordability.

    But being unconcerned about affordability carries a price. If we as
    consumers are not
    worried about cost, we spend more than we would otherwise. That puts
    pressure on the
    people who actually pay the bills. If we are not worried about cost,
    they certainly are.
    They will not give us a blank check. They will limit our access to
    services, one way or
    another. Regardless of the kind of third-party involved, whether an
    insurer, an employer,
    or the government, they will decide what is worth paying for and what is
    not. That is the
    cost we pay for “free” care provided by a third-party.

    Ultimately, there is only one way to put consumers back in the driver’s
    seat. Give them
    control over the resources, so they can make their own value judgments
    and trade-offs
    about their own health care priorities.

    Getting from where we are today to a system in which people have control
    over their own
    health resources is not going to be easy. Fortunately tools are being
    created to help us
    make the transition. Many of these tools are relatively primitive, but
    they will get better
    every year. With experience, we can fine-tune some of the new ideas
    listed below to help
    limit the growth in health care costs and return control to health care
    consumers. Here are
    some of the ideas that are putting consumers in charge.

    Flexible Spending Accounts (FSAs) enable workers to place part of their
    salary into an
    employer-sponsored account to pay directly for health care expenses. A
    provision of FSAs
    requires unspent funds to be forfeited to the employer at the end of the
    year.

    Medical Savings Accounts (MSAs) are actually owned by the employee in
    conjunction
    with a high deductible insurance plan. Any unused funds stay in the
    accounts and build
    interest over time, similar to a 401(k) account.

    Indemnity insurance, unlike a third-party payment system, is a
    “two-party” contract in
    which an insured person pays a premium for future protection, and the
    insurer pays money
    to the insured person when a loss occurs. The consumer is paid the
    benefit directly, and is
    then responsible for paying the health provider. There is no expectation
    that the insurer
    have anything to do with the provider of care.

    Defined Contribution is a system in which the employer provides a fixed
    payment
    dedicated to employee health insurance benefits, and workers then use
    that contribution as
    core funding for a variety of benefit plans or benefit structures, often
    supplemented with
    their own funds.

    Opt-Out Provisions allow workers to take their employer’s regular health
    care
    contribution in cash and use it to supplement a spouse’s coverage, or
    for both earners to
    pool their funds to purchase coverage for the whole family.

    Independent Physicians represent a growing movement in the physician
    community to
    opt-out of insurance plans and the Medicare program. Many doctors are
    switching to a
    cash-based system, either independently or as part of a network of
    similarly inclined
    physicians, like SimpleCare. These physicians are finding substantial
    savings in overhead
    costs, which enable them to charge their patients less for services.

    New Information Systems allow doctors and patients to benefit from the
    transactional
    power of the Internet. Services now available online include doctor
    quality and price
    information, making appointments and getting follow-up care, online
    billing, information
    on treatments and finding disease-specific support groups.

    Today there is a burst of innovation and energy going into creating a
    new approach for health care financing. The new era will put patients
    back where they belong — in the driver’s seat of the health care system.
    After all, health care is not primarily about doctors, hospitals,
    insurers, and it is certainly not about employers and the government.
    Health care is about people. The best way for people to express their
    needs, values and desires is through a market-based system that gives
    them the power to spend resources in a way that reflects those values.

    Washington Policy Center Adjunct Scholar Greg Scandlen is director of
    Galen Institute’s
    Center for Consumer Driven Health Care.

    ”Evergreen (Today’s Quote)”

    “Everything that is really great and inspiring is created by the
    individual who can labor in freedom.” — Albert Einstein

    ”’Edited by Richard O. Rowland, president of Grassroot Institute of Hawaii, 1314 S. King Street, Suite 1163, Honolulu, HI 96814. Phone/fax is 808-591-9193, cell phone is 808-864-1776. Send him an email at:”’ mailto:grassroot@hawaii.rr.com ”’See the Web site at:”’ https://www.grassrootinstitute.org/

    Knowing When to Give Advice

    0

    “Suzanne Gelb Image”

    ”Unruly Grandchildren, What’s a Grandma to Do?”

    Dear Dr. Gelb:

    My son and daughter-in-law have two children. My son is the disciplinarian but his wife caters to the kids. To get their way, the kids side with mom against dad. My son has tried to talk to his wife about her parenting, but no change. The kids are getting obnoxious and unruly. I’d like to talk to my daughter-in-law about this. Would that be too nosy?

    Grandmother

    Dr. Gelb says . . .

    Dear Grandmother:

    Generally speaking I believe that parents should stay out of their adult children’s parenting issues. That being said, I am aware of situations where a parent has taken an adult son or daughter aside after noticing how disruptive the grandchildren were, and effectively shared their parenting ideas. As one grandmother bluntly told her son, “If you don’t have the backbone to stand up to your wife and insist on some consistency in parenting, then it is not likely that you are going to make the cartilage any stiffer.”

    ”Friendly Advice, What’s a Colleague to Do?”

    Dear Dr. Gelb:

    The other day just as my colleague “Judy” and I were leaving her office to go to lunch, Judy’s secretary asked her a question. Judy responded impatiently and not only did she not answer the question, but the secretary seemed offended and hurt.

    I had to bite my tongue all through lunch so I wouldn’t say anything about this because I know it’s none of my business. Then yesterday I read a great article on Employer/Employee communication skills that I think is perfect for this situation. I’d like to share it with Judy but I don’t know if that would offend her. Any thoughts?

    Caring Friend

    Dr. Gelb says . . .

    Dear Friend:

    I agree with those schools of thought which teach that one person is not responsible for another’s poor behavior, and that people who inappropriately try to force change on everyone they know are out of line. This would most likely apply to unsolicited advice as well.

    ”’Suzanne J. Gelb, Ph.D., J.D. authors this daily column, Dr. Gelb Says, which answers questions about daily living and behavior issues. Dr. Gelb is a licensed psychologist in private practice in Honolulu. She holds a Ph.D. in Psychology and a Ph.D. in Human Services. Dr. Gelb is also a published author of a book on Overcoming Addictions and a book on Relationships.”’

    ”’This column is intended for entertainment use only and is not intended for the purpose of psychological diagnosis, treatment or personalized advice. For more about the column’s purpose, see”’ “An Online Intro to Dr. Gelb Says”

    ”’Email your questions to mailto:DrGelbSays@hawaiireporter.com More information on Dr. Gelb’s services and related resources available at”’ https://www.DrGelbSays.com

    Knowing When to Give Advice

    0

    “Suzanne Gelb Image”

    ”Unruly Grandchildren, What’s a Grandma to Do?”

    Dear Dr. Gelb:

    My son and daughter-in-law have two children. My son is the disciplinarian but his wife caters to the kids. To get their way, the kids side with mom against dad. My son has tried to talk to his wife about her parenting, but no change. The kids are getting obnoxious and unruly. I’d like to talk to my daughter-in-law about this. Would that be too nosy?

    Grandmother

    Dr. Gelb says . . .

    Dear Grandmother:

    Generally speaking I believe that parents should stay out of their adult children’s parenting issues. That being said, I am aware of situations where a parent has taken an adult son or daughter aside after noticing how disruptive the grandchildren were, and effectively shared their parenting ideas. As one grandmother bluntly told her son, “If you don’t have the backbone to stand up to your wife and insist on some consistency in parenting, then it is not likely that you are going to make the cartilage any stiffer.”

    ”Friendly Advice, What’s a Colleague to Do?”

    Dear Dr. Gelb:

    The other day just as my colleague “Judy” and I were leaving her office to go to lunch, Judy’s secretary asked her a question. Judy responded impatiently and not only did she not answer the question, but the secretary seemed offended and hurt.

    I had to bite my tongue all through lunch so I wouldn’t say anything about this because I know it’s none of my business. Then yesterday I read a great article on Employer/Employee communication skills that I think is perfect for this situation. I’d like to share it with Judy but I don’t know if that would offend her. Any thoughts?

    Caring Friend

    Dr. Gelb says . . .

    Dear Friend:

    I agree with those schools of thought which teach that one person is not responsible for another’s poor behavior, and that people who inappropriately try to force change on everyone they know are out of line. This would most likely apply to unsolicited advice as well.

    ”’Suzanne J. Gelb, Ph.D., J.D. authors this daily column, Dr. Gelb Says, which answers questions about daily living and behavior issues. Dr. Gelb is a licensed psychologist in private practice in Honolulu. She holds a Ph.D. in Psychology and a Ph.D. in Human Services. Dr. Gelb is also a published author of a book on Overcoming Addictions and a book on Relationships.”’

    ”’This column is intended for entertainment use only and is not intended for the purpose of psychological diagnosis, treatment or personalized advice. For more about the column’s purpose, see”’ “An Online Intro to Dr. Gelb Says”

    ”’Email your questions to mailto:DrGelbSays@hawaiireporter.com More information on Dr. Gelb’s services and related resources available at”’ https://www.DrGelbSays.com

    Grassroot Perspective – July 2, 2003-Without Significant Reform, These Programs Are Not Sustainable; Women and Guns; Cover the Uninsured Solution #5: Eliminate Guaranteed Issue; A Climate Change Primer: It's the Sun!

    0

    “Dick Rowland Image”

    ”Shoots (News, Views and Quotes)”

    – Without Significant Reform, These Programs Are Not Sustainable

    On March 17, 2003 the government released its 2003 Social Security &
    Medicare Trustees’ report. This year’s report explains like never
    before just how serious Social Security’s long-term problem really are:

    *Within 5 years, these programs will go from providing revenue to the Treasury to requiring funds from the Treasury.

    *By 2040, these programs will consume nearly half of all federal income tax receipts.

    Above article is quoted from National Center for Policy Analysis March
    17, 2003 https://www.ncpa.org

    – Women and Guns

    American women are often taught to rely on emergency 911 police
    responses in the event of physical aggression. Unfortunately, more than
    95 percent of 911 calls cannot be dispatched to police in time to stop
    a crime or arrest a suspect.

    This sad statistic is unlikely to improve significantly in the near
    future because almost every state has ruled that police have no legal
    obligation to protect citizens from crime.

    The slowness of 911 emergency response — and the ineffectiveness of
    restraining orders issued by today

    Grassroot Perspective – July 2, 2003-Without Significant Reform, These Programs Are Not Sustainable; Women and Guns; Cover the Uninsured Solution #5: Eliminate Guaranteed Issue; A Climate Change Primer: It’s the Sun!

    0

    “Dick Rowland Image”

    ”Shoots (News, Views and Quotes)”

    – Without Significant Reform, These Programs Are Not Sustainable

    On March 17, 2003 the government released its 2003 Social Security &
    Medicare Trustees’ report. This year’s report explains like never
    before just how serious Social Security’s long-term problem really are:

    *Within 5 years, these programs will go from providing revenue to the Treasury to requiring funds from the Treasury.

    *By 2040, these programs will consume nearly half of all federal income tax receipts.

    Above article is quoted from National Center for Policy Analysis March
    17, 2003 https://www.ncpa.org

    – Women and Guns

    American women are often taught to rely on emergency 911 police
    responses in the event of physical aggression. Unfortunately, more than
    95 percent of 911 calls cannot be dispatched to police in time to stop
    a crime or arrest a suspect.

    This sad statistic is unlikely to improve significantly in the near
    future because almost every state has ruled that police have no legal
    obligation to protect citizens from crime.

    The slowness of 911 emergency response — and the ineffectiveness of
    restraining orders issued by today

    Grassroot Perspective – July 2, 2003-Without Significant Reform, These Programs Are Not Sustainable; Women and Guns; Cover the Uninsured Solution #5: Eliminate Guaranteed Issue; A Climate Change Primer: It’s the Sun!

    0

    “Dick Rowland Image”

    ”Shoots (News, Views and Quotes)”

    – Without Significant Reform, These Programs Are Not Sustainable

    On March 17, 2003 the government released its 2003 Social Security &
    Medicare Trustees’ report. This year’s report explains like never
    before just how serious Social Security’s long-term problem really are:

    *Within 5 years, these programs will go from providing revenue to the Treasury to requiring funds from the Treasury.

    *By 2040, these programs will consume nearly half of all federal income tax receipts.

    Above article is quoted from National Center for Policy Analysis March
    17, 2003 https://www.ncpa.org

    – Women and Guns

    American women are often taught to rely on emergency 911 police
    responses in the event of physical aggression. Unfortunately, more than
    95 percent of 911 calls cannot be dispatched to police in time to stop
    a crime or arrest a suspect.

    This sad statistic is unlikely to improve significantly in the near
    future because almost every state has ruled that police have no legal
    obligation to protect citizens from crime.

    The slowness of 911 emergency response — and the ineffectiveness of
    restraining orders issued by today

    Grassroot Perspective – July 1, 2003-Summer Seminars in Political Economy; Private Police Make a Difference; A Tale of Two Cities

    0

    “Dick Rowland Image”

    ”Shoots (News, Views and Quotes)”

    – Summer Seminars in Political Economy (Oakland, Calif., August 11-15)

    Most Americans believe in the importance of economics, but their
    economic understanding often falls far short of their ideals. A recent
    nationwide survey, for example, found that two out of three high school
    students (and half of all adults) surveyed failed a test on economic
    literacy. If the survey had asked questions on political theory and the
    history of liberty, would they have fared any better?

    Fortunately, the Independent Institute’s five-day-long Summer Seminars
    in Political Economy can help narrow the gap. Designed as an
    introduction for high school and college-age students, the Seminars
    help students learn what economics is, how it affects their lives, and
    how understanding economic principles can help them achieve the things
    they care about.

    Led by economist Brian Gothberg, each session includes a stimulating
    lecture on economic principles, their applications in history and
    current affairs, and plenty of classroom discussion to help students
    become more confident in communicating their ideas and values.

    TOPICS INCLUDE:

    * Economics and Liberty: How the West grew rich and politically free

    * Market Chaos or Hidden Order? How markets coordinate people’s plans

    * Monopoly or Competition? How competition improves the quality of life

    * Market Failure or Government Failure? Inflation, recession, the environment, and government policy

    WHAT PREVIOUS SUMMER SEMINAR PARTICIPANTS SAY:

    “This is a really great program! … I really enjoyed learning about all
    the famous economists, their basic philosophies, and their influence on
    economic reasoning. Overall, an exceptional week!”

    “I enjoyed reading and hearing about different economists and seeing a
    variety of views and beliefs. … I enjoyed having a small group, making
    it easier to concentrate on everyone’s questions and statements, in a
    more comfortable atmosphere.”

    “I learned so much during the week about how our world works. The
    things I learned were interesting, and I will be able to use them for
    the rest of my life in all kinds of situations.”

    INSTRUCTOR:

    Brian Gothberg, Department of Economics and Finance, Golden Gate University; Lecturer in the History of Western Civilization, Academy of Art College

    TIME:

    8:30 a.m. – Noon

    August 11-15

    (Register early)

    TUITION: $175

    Room and board and one unit of college credit through Holy Names
    College in Oakland, California, are also available at extra cost.

    WHERE:

    The Independent Institute

    100 Swan Way

    Oakland, CA 94621-1428

    For more information, see
    https://www.independent.org/tii/students/SummerSeminar.html or contact
    Carl Close, Academic Affairs Director at the Independent Institute at
    mailto:cclose@independent.org or (510) 632-1366.

    Above article is quoted from The Independent Institute, The Lighthouse
    5/12/03 https://www.independent.org

    – Private Police Make a Difference

    Residents in a crime-plagued Charlotte, North Carolina neighborhood
    said they felt safer, heard fewer gunshots at night and saw fewer
    people on street corners after private police began patrolling the area
    this summer.

    UNC-Charlotte professor James Cook conducted the study of the
    neighborhood, Optimist Park, just north of uptown Charlotte. Cook
    interviewed about 30 residents about their feelings about the private
    patrols, which started in mid-June and lasted until mid-August.

    The study showed 83 percent of residents said they felt safer and more
    than 90 percent reported less loitering, while 77 percent reported
    hearing fewer gunshots. Residents also said they saw the private police
    patrol only twice daily. The Charlotte-Mecklenburg police couldn’t
    immediately show whether crime went up or down during the two months of
    private patrol.

    Neighborhood leaders raised the $17,800 in donations to pay for the
    patrols from Carolina Crime Prevention, a private policing agency.
    Leaders noted that they raised the money after a city-appointed board
    turned down their request.

    Above article is quoted from Privatization Watch November 2002

    ”Roots (Food for Thought)”

    A Tale of Two Cities

    Author: Geoffrey F. Segal

    Published: The Heartland Institute 04/01/2003

    The city of Stockton, California just approved a 20-year, $600 million
    partnership with OMI-Thames Water to operate the municipality’s water,
    wastewater, and stormwater utilities. The partnership will save city
    residents $175 million, greatly improve the infrastructure, and avoid a
    double-digit rate increase.

    Activist groups including Ralph Nader’s Public Citizen pressured city
    officials to reject the contract. However, the debate ultimately boiled
    down to two choices: privatize, or raise water rates significantly
    while paying out huge fines. The city is not in compliance with current
    environmental regulations and its permit will soon expire. One of the
    components of the contract with OMI-Thames is a capital-improvement
    program that guarantees the city’s infrastructure will be brought up to
    current environmental standards. All of the risk and obligation will
    fall on the contractor if it fails to do so.

    The state’s budget woes threatened to slow the flow of funds to
    Stockton, which realized it could not make the necessary improvements
    and keep water rates down. Stockton ran the most open, public, and
    lengthy review process that I, and the city’s privatization
    consultants, have ever seen. Opponents were allowed to question every
    aspect of the contract, and they could find no problems with it.

    The Concerned Citizens lobbying group played an important role by
    putting the city and mayor through rigorous question-and-answer
    sessions. The many contract study sessions they prompted have assured
    us the city has done its homework and is entering into an agreement
    that will benefit taxpayers.

    Unfortunately, despite its close involvement in the process, Concerned
    Citizens continues to float misinformation and half-truths. It is
    relying on fear, uncertainty, and doubt, not facts. Its members talk
    about random rate hikes even though the city, not the contractor, is
    ultimately responsible for setting the rates. They talk about selling
    assets, when the city is in fact not doing that: It is simply entering
    into an agreement to operate the facilities. The city will retain
    ownership of all assets.

    Atlanta, Georgia

    Halfway across the country, the city of Atlanta recently cancelled a
    contract with United Water for operation of its water system.
    Ultimately citing poor performance and lower cost savings than
    promised, the two parted ways in January.

    A couple of important details got lost in the shuffle. United’s
    performance, while far from perfect, was far superior to the city’s
    track record of water supply operations before privatization. Moreover,
    while the city released an audit stating cost savings were half what
    they expected, that happened because “the savings were being used to
    subsidize other government functions.” How is this a failure of
    privatization? The city had been appropriating more than $40 million a
    year before privatization, but paid United Water only $21.5
    million–savings of $18.5 million a year.

    The city’s plan to resume water supply operations itself will
    essentially double the cost of service to consumers. The new plan calls
    for expenditures of $41.1 million for the new in-house operations ($49
    million if accounting for costs to other city departments).
    Furthermore, the city has backed itself into more long-term obligations
    by hiring back more than 300 employees, whose pensions will be paid for
    years to come. The city also must now “find” the money to continue to
    pay for the “subsidize[d] other government functions.” With no more
    cost savings in sight, where will that money come from? Either higher
    fees or additional taxes.

    Of course, money wasn’t the issue in revoking the contract–quality was
    the concern. But when United Water requested additional money to meet
    the performance the city wanted, it was shunned … even though
    United’s request was less than half of the spending the city now faces.

    Will the city receive better service now that it is in-house? That
    remains to be seen, but one thing is certain: Ratepayers will be paying
    a lot more for it.

    Let’s revisit the issue one year from now, when I suspect residents
    from Atlanta will be pining for the days of United Water–reliable,
    quality, efficient service–while the citizens of Stockton will be
    enjoying exactly that.

    Geoffrey F. Segal is director of privatization and government reform
    policy at Reason Foundation and a research fellow at the Davenport
    Institute at Pepperdine University’s School of Public Policy.
    https://www.rppi.org

    Above article is quoted from The Heartland Institute, Intellectual
    Ammunition Spring 2003 www.heartland.org

    ”Evergreen (Today’s Quotes)”

    [Trademark expression: “There’s no try, just do.”

    Leadership tip: “When I was a teacher, I was told that a common mistake
    a new teacher makes is to get invested in getting students to like you.
    Same holds for leaders. You can’t take action on a popularity vote.
    Instead, I make an effort to like the people I work with and serve. It
    leads to better decision-making carried out well.”

    “We have not laid off a single person in the history of LavaNet. How
    many companies can say that?”

    “If I knew more, I might have been a worse manager because I might want
    to do it my way and not listen.”

    “When you have a weakness, you turn it around and use it as your
    strength.”] — Yuka Nagashima, President LavaNet Inc., interviewed by
    David Butts, Advertiser Staff Writer 2/3/03

    ”’Edited by Richard O. Rowland, president of Grassroot Institute of Hawaii, 1314 S. King Street, Suite 1163, Honolulu, HI 96814. Phone/fax is 808-591-9193, cell phone is 808-864-1776. Send him an email at:”’ mailto:grassroot@hawaii.rr.com ”’See the Web site at:”’ https://www.grassrootinstitute.org/

    Grassroot Perspective – July 1, 2003-Summer Seminars in Political Economy; Private Police Make a Difference; A Tale of Two Cities

    0

    “Dick Rowland Image”

    ”Shoots (News, Views and Quotes)”

    – Summer Seminars in Political Economy (Oakland, Calif., August 11-15)

    Most Americans believe in the importance of economics, but their
    economic understanding often falls far short of their ideals. A recent
    nationwide survey, for example, found that two out of three high school
    students (and half of all adults) surveyed failed a test on economic
    literacy. If the survey had asked questions on political theory and the
    history of liberty, would they have fared any better?

    Fortunately, the Independent Institute’s five-day-long Summer Seminars
    in Political Economy can help narrow the gap. Designed as an
    introduction for high school and college-age students, the Seminars
    help students learn what economics is, how it affects their lives, and
    how understanding economic principles can help them achieve the things
    they care about.

    Led by economist Brian Gothberg, each session includes a stimulating
    lecture on economic principles, their applications in history and
    current affairs, and plenty of classroom discussion to help students
    become more confident in communicating their ideas and values.

    TOPICS INCLUDE:

    * Economics and Liberty: How the West grew rich and politically free

    * Market Chaos or Hidden Order? How markets coordinate people’s plans

    * Monopoly or Competition? How competition improves the quality of life

    * Market Failure or Government Failure? Inflation, recession, the environment, and government policy

    WHAT PREVIOUS SUMMER SEMINAR PARTICIPANTS SAY:

    “This is a really great program! … I really enjoyed learning about all
    the famous economists, their basic philosophies, and their influence on
    economic reasoning. Overall, an exceptional week!”

    “I enjoyed reading and hearing about different economists and seeing a
    variety of views and beliefs. … I enjoyed having a small group, making
    it easier to concentrate on everyone’s questions and statements, in a
    more comfortable atmosphere.”

    “I learned so much during the week about how our world works. The
    things I learned were interesting, and I will be able to use them for
    the rest of my life in all kinds of situations.”

    INSTRUCTOR:

    Brian Gothberg, Department of Economics and Finance, Golden Gate University; Lecturer in the History of Western Civilization, Academy of Art College

    TIME:

    8:30 a.m. – Noon

    August 11-15

    (Register early)

    TUITION: $175

    Room and board and one unit of college credit through Holy Names
    College in Oakland, California, are also available at extra cost.

    WHERE:

    The Independent Institute

    100 Swan Way

    Oakland, CA 94621-1428

    For more information, see
    https://www.independent.org/tii/students/SummerSeminar.html or contact
    Carl Close, Academic Affairs Director at the Independent Institute at
    mailto:cclose@independent.org or (510) 632-1366.

    Above article is quoted from The Independent Institute, The Lighthouse
    5/12/03 https://www.independent.org

    – Private Police Make a Difference

    Residents in a crime-plagued Charlotte, North Carolina neighborhood
    said they felt safer, heard fewer gunshots at night and saw fewer
    people on street corners after private police began patrolling the area
    this summer.

    UNC-Charlotte professor James Cook conducted the study of the
    neighborhood, Optimist Park, just north of uptown Charlotte. Cook
    interviewed about 30 residents about their feelings about the private
    patrols, which started in mid-June and lasted until mid-August.

    The study showed 83 percent of residents said they felt safer and more
    than 90 percent reported less loitering, while 77 percent reported
    hearing fewer gunshots. Residents also said they saw the private police
    patrol only twice daily. The Charlotte-Mecklenburg police couldn’t
    immediately show whether crime went up or down during the two months of
    private patrol.

    Neighborhood leaders raised the $17,800 in donations to pay for the
    patrols from Carolina Crime Prevention, a private policing agency.
    Leaders noted that they raised the money after a city-appointed board
    turned down their request.

    Above article is quoted from Privatization Watch November 2002

    ”Roots (Food for Thought)”

    A Tale of Two Cities

    Author: Geoffrey F. Segal

    Published: The Heartland Institute 04/01/2003

    The city of Stockton, California just approved a 20-year, $600 million
    partnership with OMI-Thames Water to operate the municipality’s water,
    wastewater, and stormwater utilities. The partnership will save city
    residents $175 million, greatly improve the infrastructure, and avoid a
    double-digit rate increase.

    Activist groups including Ralph Nader’s Public Citizen pressured city
    officials to reject the contract. However, the debate ultimately boiled
    down to two choices: privatize, or raise water rates significantly
    while paying out huge fines. The city is not in compliance with current
    environmental regulations and its permit will soon expire. One of the
    components of the contract with OMI-Thames is a capital-improvement
    program that guarantees the city’s infrastructure will be brought up to
    current environmental standards. All of the risk and obligation will
    fall on the contractor if it fails to do so.

    The state’s budget woes threatened to slow the flow of funds to
    Stockton, which realized it could not make the necessary improvements
    and keep water rates down. Stockton ran the most open, public, and
    lengthy review process that I, and the city’s privatization
    consultants, have ever seen. Opponents were allowed to question every
    aspect of the contract, and they could find no problems with it.

    The Concerned Citizens lobbying group played an important role by
    putting the city and mayor through rigorous question-and-answer
    sessions. The many contract study sessions they prompted have assured
    us the city has done its homework and is entering into an agreement
    that will benefit taxpayers.

    Unfortunately, despite its close involvement in the process, Concerned
    Citizens continues to float misinformation and half-truths. It is
    relying on fear, uncertainty, and doubt, not facts. Its members talk
    about random rate hikes even though the city, not the contractor, is
    ultimately responsible for setting the rates. They talk about selling
    assets, when the city is in fact not doing that: It is simply entering
    into an agreement to operate the facilities. The city will retain
    ownership of all assets.

    Atlanta, Georgia

    Halfway across the country, the city of Atlanta recently cancelled a
    contract with United Water for operation of its water system.
    Ultimately citing poor performance and lower cost savings than
    promised, the two parted ways in January.

    A couple of important details got lost in the shuffle. United’s
    performance, while far from perfect, was far superior to the city’s
    track record of water supply operations before privatization. Moreover,
    while the city released an audit stating cost savings were half what
    they expected, that happened because “the savings were being used to
    subsidize other government functions.” How is this a failure of
    privatization? The city had been appropriating more than $40 million a
    year before privatization, but paid United Water only $21.5
    million–savings of $18.5 million a year.

    The city’s plan to resume water supply operations itself will
    essentially double the cost of service to consumers. The new plan calls
    for expenditures of $41.1 million for the new in-house operations ($49
    million if accounting for costs to other city departments).
    Furthermore, the city has backed itself into more long-term obligations
    by hiring back more than 300 employees, whose pensions will be paid for
    years to come. The city also must now “find” the money to continue to
    pay for the “subsidize[d] other government functions.” With no more
    cost savings in sight, where will that money come from? Either higher
    fees or additional taxes.

    Of course, money wasn’t the issue in revoking the contract–quality was
    the concern. But when United Water requested additional money to meet
    the performance the city wanted, it was shunned … even though
    United’s request was less than half of the spending the city now faces.

    Will the city receive better service now that it is in-house? That
    remains to be seen, but one thing is certain: Ratepayers will be paying
    a lot more for it.

    Let’s revisit the issue one year from now, when I suspect residents
    from Atlanta will be pining for the days of United Water–reliable,
    quality, efficient service–while the citizens of Stockton will be
    enjoying exactly that.

    Geoffrey F. Segal is director of privatization and government reform
    policy at Reason Foundation and a research fellow at the Davenport
    Institute at Pepperdine University’s School of Public Policy.
    https://www.rppi.org

    Above article is quoted from The Heartland Institute, Intellectual
    Ammunition Spring 2003 www.heartland.org

    ”Evergreen (Today’s Quotes)”

    [Trademark expression: “There’s no try, just do.”

    Leadership tip: “When I was a teacher, I was told that a common mistake
    a new teacher makes is to get invested in getting students to like you.
    Same holds for leaders. You can’t take action on a popularity vote.
    Instead, I make an effort to like the people I work with and serve. It
    leads to better decision-making carried out well.”

    “We have not laid off a single person in the history of LavaNet. How
    many companies can say that?”

    “If I knew more, I might have been a worse manager because I might want
    to do it my way and not listen.”

    “When you have a weakness, you turn it around and use it as your
    strength.”] — Yuka Nagashima, President LavaNet Inc., interviewed by
    David Butts, Advertiser Staff Writer 2/3/03

    ”’Edited by Richard O. Rowland, president of Grassroot Institute of Hawaii, 1314 S. King Street, Suite 1163, Honolulu, HI 96814. Phone/fax is 808-591-9193, cell phone is 808-864-1776. Send him an email at:”’ mailto:grassroot@hawaii.rr.com ”’See the Web site at:”’ https://www.grassrootinstitute.org/

    Message to Businesses in Hawaii: Be Honest-Indictment of Peter Po Sang Wong Shows No Business Person is Above the Law

    0

    “Ed Kubo Image”

    Last year, President George W. Bush sent a clear message to every dishonest corporate executive in America.

    I echo the essence of that message today when I say that if you do business in Hawaii — be honest.

    Because if you are dishonest — and it detrimentally harms others — You will be caught, you will be held accountable, and you will be punished.

    Although being a business executive may be empowering — no business executive in Hawaii is above the law.

    Today, a Federal Grand Jury Indicted Peter Po Sang Wong with making false statements in connection with the Defendant’s operation of the Pacific Group Medical Association, known as “PGMA.”

    The Defendant Wong is charged with 16 federal counts, each offense occurring between March 1996 and January 1997, a 10 month period.

    During this time, the Defendant knowingly made false statements surrounding PGMA’s assets and liabilities to the state of Hawaii Insurance Division of the Department of Commerce and Consumer Affairs — and to other persons, with the intent to deceive them about the financial condition and solvency of PGMA.

    By withholding material information about the horrendous financial state of PGMA, and by lying about its financial condition, the Defendant deceived and mislead the state and others into believing that the company was sound and successful, — when in fact, the company was virtually bankrupt due to Peter Wong’s manipulation of the company’s payment of claims.

    PGMA was a non-profit insurer who provided health insurance coverage to more than 26,000 people, and, with almost half of its enrollment being members of the public employee unions United Public Workers union and the Hawaii Government Employees Association.

    Because of its disastrous state of affairs, PGMA was eventually seized by state insurance regulators in March, 1997. At that time, it is my understanding that the company’s debts were estimated at well over $15 million.

    More importantly, however, is the fact that as a result of the Defendant’s fraudulent activities, thousands of decent and hard working employees, their doctors, and other health care providers in Hawaii suffered financially. — What the Defendant did was wrong, and his actions will not be condoned.

    Thus, we are treating this as a very serious federal offense. If convicted, the Defendant faces a maximum sentence of 10 years in federal prison and a fine of $250,000 for each count in this indictment.

    Therefore, if convicted and sentenced consecutively, the Defendant could serve up to 160 years in prison.

    This case was investigated by:

    *The U.S. Department of Labor, Office of Inspector General;

    *The Department of Labor, Employee Benefit Security Administration;

    *The Internal Revenue Service; and

    *The Federal Bureau of Investigation.

    And, I would like to congratulate each of them on a job well done.

    Finally, I have assigned this important Federal Prosecution to Supervisory Assistant U.S. Attorney Florence Nakakuni, who is an experienced trial prosecutor in these types of complex investigations — and, I have the utmost respect and trust in her to aggressively prosecute this case in Federal Court. As you know, Ms. Nakakuni previously prosecuted and convicted Mr. Gary Rodrigues.

    ”’Ed Kubo is the U.S. Attorney for the Pacific region, which includes Hawaii.”’